Service
Inheritance Tax Calculator
Estimate your estate’s potential IHT liability based on current 2025/26 thresholds.
Takes approximately 3-4 minutes to complete.
NOTE: This calculator provides a general estimate for guidance only. It does not constitute financial or legal advice. Individual circumstances vary – consult a qualified adviser for an accurate assessment.
Your Assets
Include your home, buy-to-lets, and any other UK property you own
£
Total across all accounts
£
Stocks, shares, bonds, ISAs, unit trusts
£
Only include if NOT written in trust — in-trust policies are excluded
£
If UK domiciled, all overseas assets are included
£
Vehicles, jewellery, art, collectibles, and other personal assets
£
Enter the value and select the applicable relief percentage
£
Mortgages, loans, credit cards, and other debts you owe
£
Your Circumstances
If they left all or most of their estate to you, their NRB may be transferable
Gifts in the Last 7 Years
Exclude: annual gifts of £3,000 or less, wedding gifts, regular gifts from income. Include: large one-off gifts to individuals or trusts.
£
£
£
£
£
Your Estimated IHT Position
£0
Effective rate: 0%
Gross Estate
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Less: Debts & Liabilities
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Business/Agricultural Relief
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Net Estate
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Total Nil-Rate Band
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Taxable Estate
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💡 Planning Points
You now have your starting estimate. The next step is a will that uses your allowances efficiently and reflects your wishes.